Category: Hawaii

Vehicle Safety Inspection for Hawaii Residents

In the state of Hawaii, emissions testing is not required for vehicles. This is mainly because the air quality in Hawaii is wonderful, mostly because of the breezy location in the middle of the Pacific Ocean, makes the air quality wonderful. Also, gas prices are outrageous in Hawaii, which forces most people to use alternatives when it comes to transportation.

The only thing your vehicle needs to pass for registration is a safety check. A safety inspector will look for the following during the safety test:

  • Your vehicles body, bumpers, and fenders
  • Your vehicles battery and wiring system
  • Your vehicles brake system and suspension
  • Doors, hood, and trunk latches and components
  • The vehicles drive train
  • The vehicles fuel, intake, and exhaust systems
  • The vehicles mirror, lamps, and reflectors
  • The vehicles seat belts and restraint systems
  • Your vehicles tires and wheels

If any of these are damaged or need to be repaired, the vehicle will not pass. You will need to have any necessary repairs done before re-testing.

The safety inspector will also verify your vehicle insurance, VIN number, and license plate information.

 

Filed under: Articles, Hawaii

Hawaii Car Insurance

Car insurance and minimum requirements in the state of Hawaii are largely based on the state’s no-fault status, which means that fault does not have to be laid on one driver or another in an accident in order for insurance companies to financially reimburse their customers. As a no-fault sate, instead of only requiring residents to maintain various types of liability coverage, Hawaii also requires drivers to maintain personal injury coverage on their vehicle. The minimum amount of individual personal injury coverage required by state law is set at $10,000. As in every other state residents of Hawaii are also required to maintain certain levels of liability coverage on their vehicle as well with a minimum of $20,000 in individual bodily injury coverage, $40,000 in per accident bodily injury coverage and $10,000 of property damage coverage required to be active on a vehicle before it can be legally operated. Although Hawaii is a no-fault state that status covers only injuries that result from an accident and not property damage, which is why residents still have to maintain property damage coverage on their vehicle. Florida’s no-fault status also prevents drivers sewing one another over an accident, unless serious injuries are involved, which greatly reduces the amount of lawsuits involving car insurance in Hawaii. However, despite the fact that it is technically a no-fault state Hawaii maintains a $5,000 personal injury threshold, meaning that after a driver in an accident accrues more than $5,000 in medical bill they will be legally allowed to file a claim against the other driver if they were found to be at-fault in the accident. This particular loophole results in Hawaii being a no-fault state in name only when it comes to accident that results in injuries costing more than $5,000.

While most vehicles in Hawaii are typically required to meet the state’s mandatory car insurance coverage levels there are a few situations where a vehicle may be exempt from this requirement. Vehicles that are not designed to travel on the road for example, such as dirt bikes and four wheelers, do not have to comply with state insurance requirements. Also, if a vehicle is inoperable and it is registered in Hawaii or Maui counties the owner can place it in a state of official storage so that it is not required to carry insurance or active registration. An owner of a vehicle that will not be used for a long period of time can opt to place their vehicle in official storage as well. Because proof of insurance is required at the time of registration in Hawaii when a  vehicle is taken out of official storage it must carry the required levels of state mandated car insurance in order for the registration to be reactivated by the DMV.

Although the vehicle owners and drivers are the ones that most often have to comply with state insurance laws Hawaii also requires insurance companies that sell auto insurance to residents of the state to meet certain requirements as well. Any car insurance company that does business in Hawaii is legally required to offer their customers every type of coverage that is required by state law as well as a few that are not. Uninsured and underinsured motorist coverage for example must be offered by every car insurance company with Hawaiian customers despite the fact that these types of coverage are not required by state law. Conversely, if uninsured or underinsured motorist coverage is purchased by a driver they are required by law to purchase a minimum of $20,000 in said coverage. Additionally, car insurance companies in Hawaii are also required by the state to offer motorcycle owners the chance to enroll in a medical expenses coverage plan that will help cover medical expenses in the cases of an accident up to $10,000. Car insurance companies are also required to offer motorcycle owners an income disability plan and bodily injury liability coverage that exceeds state minimum requirements though at the same time they are not legally required to offer motorcycle owners uninsured or underinsured motorist coverage.

Drivers in Hawaii that are found to be driving without the minimum required amounts of car insurance, or without any car insurance at all, will be susceptible to a range of different penalties. If a driver is pulled over by a law enforcement officer or they are involved in an accident but cannot produce proof of insurance they will most likely receive a citation that will add points to their license and result in a hefty fine. If a driver is convicted of driving uninsured by a Hawaiian court they could face even more fines and a possible suspension of their license. Drivers that fail to maintain the require coverage run the risk of having negative marks placed on their license in addition to all other state mandated penalties.

Filed under: Articles, Car Insurance, Hawaii

Hawaii – General Emissions Information

Hawaii General Emissions Information

Currently, there are no emissions standards and tests for vehicles in the state of Hawaii. The air quality of Hawaii is pretty clean other than the volcanic “vog” that is in the air. Honolulu is constantly ranked among one of the cities with the least ozone air pollution.

Also, many people choose to rely on scooters and mopeds and tend to live on the low emission side most of the time. Gas prices are extremely high and people avoid using gas powered vehicles due to this reason unless there is a necessary reason that they need one.

Safety Inspections

Safety inspections are required in the state of Hawaii and you will need a sticker when driving a passenger vehicle, motorcycle, or light truck.

Registration is required annually and you must first pass a safety inspection before you’re able to renew your vehicle each year. You can have this inspection completed at your local Hawaii’s DMV office or at an authorized safety inspection location in your county.

Your Hawaii County clerk will be able to give you information regarding vehicle inspection hours and locations. Below are some of the things that you should have when you’re having your inspection complete:

  • Proof of Your Car Insurance Policy
  • Proof of Your Vehicle Registration
  • Payment for the Safety Inspection

After your vehicle passes inspection, the information about your vehicle is likely to be updated electronically in the state database and you will be provided with a safety inspection certificate.

Hawaii Safety Inspection Details

Below are the items that your inspection technician will check during the inspection:

  • The Body, Fenders, and Bumpers of Your Vehicle
  • Wiring and the Battery
  • the Suspension and Brakes System
  • the Door, Hood, Trunk Latches and Other Components
  • the Drivetrain
  • Exhaust Systems As Well As Fuel and Intake Systems
  • Mirrors, Lamps, and Reflectors
  • Restraint Systems, such As Seatbelts
  • Tires and Wheels

If the components above do not function or if they appear to be damaged, it is likely that your vehicle will not pass the safety inspection.

The safety inspection technician will also verify certain information regarding your vehicle visually, such as your car insurance information, your license plate, and your vehicle identification number.

Hawaii Incentives for Eco-Friendly Driving

Although there are no requirements for being an emissions test, you may be able to take advantage of some eco-friendly tax breaks and auto insurance discounts. Some of these perks are offered by the federal government and are put in place to encourage drivers to be more conscious of what they are doing to the environment when they drive their vehicles.

The state of Hawaii also offers an electric vehicle incentive for vehicles that have four or more wheels, runs off of a battery that stores a minimum of four hours of energy, and is powered by a rechargeable battery that draws electricity from an external source.

Conclusion

Maintaining a green vehicle is important in the state of Hawaii and many insurance companies award those who practice eco-friendly driving. You should check with your insurance provider to see if you can also receive a discount on your insurance for your green car.

Filed under: Articles, Hawaii, State Emissions Testing